What we mean here is - it's not too soon to decide what you want to accomplish. And you're not too young to start laying out a plan to get there. Want to earn $ by babysitting? Invest in yourself: take a Kids' CPR course or a Red Cross babysitting class so you're ready for anything. Small steps now will pay off later when you're the sitter everyone wants to hire!
Replace "raise" with "job" or "allowance," and you get what we mean. Every girl should earn what she deserves. And your work is absolutely worth something - especially if you've planned for the job you want (see above)! But...how to ask? Take a breath, it's easier than you think: (1) State the job you're seeking in a confident voice; (2) Explain why you are a good choice for the job and how hard you will work; (3) Ask for guidance & feedback so you can continue to get better at your job over time.
Need some data to prove that financial literacy is important for girls your age? Flip through this informative report put together by The Girl Scouts back in 2013! (Yeah, like we needed another reason to love the Girl Scouts...)
Ready for some real-life inspiration? Don't miss these #wi$ewords from one of our own accomplished Être mentors...
Don't freak out - we're not referring to actual life emergencies or natural disasters...those are for the adults to handle. We mean those unexpected expenses that can crop up in a girl's life (concert tickets, outgrown cleats, a cracked phone screen...again...) that you'd rather pay for yourself. Contribute bit by bit to your rainy-day fund so you're always prepared!
OK, I get it...but HOW (you ask) do I actually put all this into practice? I'm in middle school, um, remember? We know, and no worries...we've got you covered. Here's a basic plan we recommend trying:
SPEND...50% (you worked hard to earn it!)
SAVE...25% (that whole rainy day thing)
GIVE...25% (because, yep...#BeCharitable)
See what you think & adjust the #s as needed. Wait, what was that? You want to learn more about finance & investing? We have you SO covered...
Check out Rock the Street, Wall Street - an unbelievably cool financial literacy program designed to springboard girls into careers in finance. We know. Awesome, right? #RTSWS
Still want more? Here's our article in The Huffington Post on the importance of financial confidence in girls, as well as 2 teen-focused money books - just 4 U.
And a last bit of Êtregirl trivia: Why do you think that our printed money & coins say "In God We Trust?" What about that separation of church and state thing? Yeah, we wondered too. To find out why and when it showed up on your money...click here. And to find out why people are STILL fighting about this today, click here. We were surprised - but we had to know. Cause we're THAT nerdy. But now we're all a little bit wi$er too. #BeTheWi$eGirl